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2020-08-15 · A soft inquiry (also known as a “soft pull” or “soft credit check”) may or may not show up on your credit reports, depending on the bureau. These typically occur when you check your own credit, or when a person or company checks your credit as part of a background check or prequalification. That said, there are only a few, and specific bad credit credit cards guaranteed approval no deposit banks that people of this fold can open accounts. If you are in the group and want to open an account, follow the following 2 simple steps to open an account with banks with no credit check to open account. The information filed by a company is free to check for credit worthiness and other due diligence purposes. This data will appear in a company credit report and is analysed.